Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death.
An effective estate strategy can spell out your healthcare wishes and ensure that they're carried out – even if you are unable to communicate. It can even designate someone to manage your financial affairs should you be unable to do so.
There are three things to consider before dipping into retirement savings to pay for college.
The uncertainties we face in retirement can erode our sense of confidence.